Our Concierge Service is provided exclusively to all of our clients when they list or buy a home. Whether relocating to the area or simply wanting to alleviate the stress of selling or buying a home, we have a plethora of businesses & service providers that will help to assist in the process. As a full service real estate team we provide our clients with all of the resources they need when buying or selling.
Why get pre-qualified?
1) Pre-qualification acts as a dry run of the loan application process. The mortgage lender will use details you provide about your credit, income, assets, and debts to arrive at an estimate of how much mortgage you can afford. The whole process may take only minutes or a few hours at most, and is free.
2) While a pre-qual is non-binding to the lender (because the information you provide has not been verified), it does serve as a good indication to potential sellers of your general creditworthiness.
3) These days most sellers will NOT accept an offer without at least a pre-approval letter, so if you are serious about buying this is the first step towards getting you in the your new home.